Overview
Provident fund coverage protects employees' retirement savings, with contributions from both employer and employee. Since 21 November 2025, provident fund provisions are part of the Code on Social Security, 2020, which replaced the Employees' Provident Funds and Miscellaneous Provisions Act, 1952. The Code applies the provident fund chapter to establishments with twenty or more employees, and an establishment with fewer can opt in voluntarily with the agreement of the employer and the majority of employees.
Employers register on EPFO's portal (companies incorporated through SPICe+ are registered with EPFO along with incorporation). After registration, each employee gets a Universal Account Number (UAN), and the employer files an electronic challan-cum-return and pays contributions every month.
Our team handles the registration, sets up the employer portal and employee UANs, and can take on the monthly returns.
Who needs it
- Establishments that employ, or will soon employ, 20 or more people
- Smaller employers who want to offer PF voluntarily
- Companies registered through SPICe+ that need to activate their EPFO account and add employees
Documents required
What we usually ask for. Our team confirms the exact list for your case before anything is filed.
- PAN of the establishment and certificate of incorporation or registration
- Address proof of the establishment
- Details of the owners, partners or directors
- Employee details: names, dates of joining, wages, Aadhaar and bank accounts
- Digital signature of the authorised signatory
How it works
- 1
Check coverage
We confirm whether coverage is mandatory and from which date.
- 2
Register the establishment
The establishment is registered on the EPFO portal and the employer login is set up.
- 3
Add employees
UANs are generated or linked for employees, with Aadhaar and bank details verified.
- 4
Monthly returns
Each month the contribution return is filed and paid; we can do this for you.
Typical timeline
Registration is done online on EPFO's portal. Monthly contributions and the electronic challan-cum-return are generally due by the 15th of the following month.
Get a free quote
Answer a few questions and our team will contact you. It takes about two minutes.
Official sources
The government portals and laws this page is based on:
Please note